How I save 30000$ Dollor Per Year And Invest it
1.Don’t use credit cards
- You buy the items, which you don’t want from the money you don’t own! I spent more than 10 lacs from credit cards & paid heft interests. It took almost 8 years for me to get rid of them!
2. Don’t smoke
- I spent almost 45000 Rs per year on cigarettes when I was smoking actively. I am spending this money on reading books and travel now.
3.Don’t drink
– I spent approximately 65000 Rs per year on drinks. Now I am investing same money in stocks.
4.Don’t take emotional decisions on money matter
5. Walk 1 hour daily
6. Carry a water bottle from home when you go out
7. Don’t shop on empty stomach
8. Buy amazon prime membership
9. Start noting down all the expenses. Even as small as 1 Rs
10. Ask for 10 % discount when you goto any medical stores . They generally give.
11.Avoid Junk food
12. Don’t buy clothes unnecessarily
-I have 75 + shirts , 25 + T shirts & 15+ Jeans . But most of the time , I don’t use many of them.
13. Read books on money management
14. Avoid complete intake of sugar
15. Don’t buy costly phone
